Retirement Archives | Beyond Bulls and Bears

Beyond Bulls & Bears

Retirement

More SECURE 2.0 retirement enhancements kick in this year

In 2025, SECURE 2.0 introduces mandatory automatic enrollment in new retirement plans, increased catch-up limits for certain workers, and reduced participation requirements for long-term part-time workers. Our Mike Dullaghan highlights the details of the new provisions.

Mike Dullaghan | February 5, 2025

Wealth Planning

SECURE 2.0: What’s new for 2025?

In 2025, the SECURE 2.0 Act boosts retirement savings with new rules for higher catch-up contributions, auto-enrollment and expanding access to savings plans. Our Bill Cass shares the highlights.

Bill Cass, CFP®, CPWA® | January 29, 2025

Retirement

2025 Outlook: Uncovering retirement opportunities for advisors

The growth in US retirement assets offers potential opportunities for retirement plan advisors to likewise expand their business. Our Mike Dullaghan discusses growth opportunities in the retirement market and how to enhance client engagement.

Mike Dullaghan | January 28, 2025

Wealth Planning

Social Security changes mean higher benefits for certain public workers

The Social Security Fairness Act is expected to enhance benefits for many starting in 2024. Our Bill Cass explains the significance of the new law.

Bill Cass, CFP®, CPWA® | January 15, 2025

Retirement

Transforming 2024 insights into 2025 action

Use this guide to transform our 2024 Retirement Insights into action in 2025, focusing on areas of plan design, tax credits and participant engagement. Our Mike Dullaghan shares the highlights.

Mike Dullaghan | January 14, 2025

Wealth Planning

Time is running out: Is a Roth IRA conversion right for you in 2024?

Taxpayers may want to consider a Roth IRA conversion for 2024 but need to act before the end of the year to realize income this year. Our Bill Cass explains when a Roth conversion may make sense.

Bill Cass, CFP®, CPWA® | December 18, 2024

Retirement

What retirement plan advisors need to know about in-plan retirement income solutions

It is important for savers to understand guaranteed and non-guaranteed options when looking at retirement solutions offered within a 401(k) plan. Our Mike Dullaghan shares the highlights and talks about the need for personalized strategies.

Mike Dullaghan | November 21, 2024

Wealth Planning

By the numbers: Changes set for Social Security and Medicare in 2025

In 2025, Social Security will see a 2.5% cost-of-living adjustment. At the same time, Medicare Part B premiums and the annual deductible will increase. Our Bill Cass explains the key changes planned for Medicare and Social Security.

Bill Cass, CFP®, CPWA® | November 20, 2024

Retirement

Modernizing retirement plans with alternative investments

Change is on the horizon for hard working Americans saving for their future, as 401(k) plans are now embracing private market investments. Savers may soon have access to opportunities previously reserved for institutional investors. Our Yaqub Ahmed and Kevin Murphy talk about the trends and opportunities.

Yaqub Ahmed | November 12, 2024

Wealth Planning

Medicare open enrollment presents opportunity to change existing plans

Medicare open enrollment, held from October 15 to December 7, allows individuals to change or sign up for plans, and potentially save money and improve coverage. Our Bill Cass shares the key things you need to know.

Bill Cass, CFP®, CPWA® | October 23, 2024

Retirement

Unlocking the treasure chest: The growing opportunity of 401(k) plans for wealth advisors

Explore the significant opportunities for wealth advisors in managing 401(k) plans. Our Mike Dullaghan explains how these plans can help both advisors and clients with financial growth and retirement planning.

Mike Dullaghan | September 30, 2024

Wealth Planning

Unwinding the 10-year rule for inherited retirement accounts

Determining the age when retirement account owners need to begin taking distributions is key for heirs to understand how to implement the 10-year rule for inherited accounts. Our Bill Cass explains what beneficiaries need to know.

Bill Cass, CFP®, CPWA® | September 11, 2024

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