Beyond Bulls & Bears

By the numbers: Changes set for Social Security and Medicare in 2025

November 20, 2024

In 2025, Social Security will see a 2.5% cost-of-living adjustment. At the same time, Medicare Part B premiums and the annual deductible will increase. Our Bill Cass explains the key changes planned for Medicare and Social Security.

Wealth Planning

Act before year-end to manage your tax bill

Before the year 2024 comes to a close, it's time to optimize your tax strategy. Our Bill Cass shares some tips including timing deductions and harvesting losses.

Bill Cass, CFP®, CPWA® | November 13, 2024

Retirement

Modernizing retirement plans with alternative investments

Change is on the horizon for hard working Americans saving for their future, as 401(k) plans are now embracing private market investments. Savers may soon have access to opportunities previously reserved for institutional investors. Our Yaqub Ahmed and Kevin Murphy talk about the trends and opportunities.

Yaqub Ahmed | November 12, 2024

Wealth Planning

Turning after-tax plan contributions into tax-free retirement income

Retirement plan savers looking to mitigate the risk of higher taxes in the future may benefit from making after-tax contributions to employer plans, which may be transferred to Roth accounts. Our Bill Cass details a “mega backdoor” Roth strategy.

Bill Cass, CFP®, CPWA® | November 7, 2024

Wealth Planning

Get a jumpstart on year-end planning with this useful checklist

Year-end can be an opportune time to review finances, rebalance portfolios, and possibly reduce taxes. Our Bill Cass shares some highlights from a year-end planning checklist.

Bill Cass, CFP®, CPWA® | October 30, 2024

Wealth Planning

Medicare open enrollment presents opportunity to change existing plans

Medicare open enrollment, held from October 15 to December 7, allows individuals to change or sign up for plans, and potentially save money and improve coverage. Our Bill Cass shares the key things you need to know.

Bill Cass, CFP®, CPWA® | October 23, 2024

Wealth Planning

Surviving disaster: Key considerations for moving ahead

Surviving a disaster involves securing safety, accessing help from agencies, and documenting damages for insurance claims. Our Bill Cass highlights numerous resources for financial relief, including accessing emergency funds, insurance and tax considerations.

Bill Cass, CFP®, CPWA® | October 17, 2024

Wealth Planning

US elections: How the presidential candidates stand on taxes

Taxes are top of mind for many. See what the US presidential candidates stand on tax policy as we enter the final weeks before the election. Our Bill Cass compares their plans.

Bill Cass, CFP®, CPWA® | October 9, 2024

Wealth Planning

How the expiring TCJA could impact your tax bill

The expiration of the Tax Cuts and Jobs Act (TCJA) in 2025 could mean a tax increase for many taxpayers. But the impact varies widely based on income, location, and personal circumstances. Our Bill Cass shares the details.

Bill Cass, CFP®, CPWA® | October 3, 2024

Retirement

Unlocking the treasure chest: The growing opportunity of 401(k) plans for wealth advisors

Explore the significant opportunities for wealth advisors in managing 401(k) plans. Our Mike Dullaghan explains how these plans can help both advisors and clients with financial growth and retirement planning.

Mike Dullaghan | September 30, 2024

Wealth Planning

Five observations on the expiration of the Tax Cuts and Jobs Act (TCJA)

The TCJA is set to expire at the end of 2025, bringing unprecedented uncertainty. From potential tax rate hikes to changes in deductions, our Bill Cass highlights what you need to know to plan ahead.

Bill Cass, CFP®, CPWA® | September 25, 2024

Wealth Planning

Age milestones can trigger financial planning actions

Many financial planning actions are linked to age milestones. Our Bill Cass highlights what key birthdays and other dates could mean for your financial plan.

Bill Cass, CFP®, CPWA® | September 19, 2024

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