Beyond Bulls & Bears

Kick off your college planning during the first two years of high school
Wealth Planning

Kick off your college planning during the first two years of high school

Families may want to consider a comprehensive plan for college, including actions to take during the high school years, and consider how a 529 plan can help guide savings. Our Bill Cass offers details on college planning.

Bill Cass, CFP®, CPWA® |
From dreaming to living: What you need to know about retiring abroad
Wealth Planning

From dreaming to living: What you need to know about retiring abroad

As the number of Americans retiring in other countries continues to grow, our Bill Cass shares five considerations for individuals planning to retire abroad.

Bill Cass, CFP®, CPWA® |
Maximizing 401(k) plans: How financial advisors can leverage the DOL’s target-date tips
Retirement

Maximizing 401(k) plans: How financial advisors can leverage the DOL’s target-date tips

The US Department of Labor (DOL) offers eight tips for advisors to use to review target-date funds. Our Mike Dullaghan illustrates how to use the DOL tips in preparation for plan review season.

Mike Dullaghan |
Final regulations deliver clarity on 10-year rule
Wealth Planning

Final regulations deliver clarity on 10-year rule

With a recent IRS announcement, heirs now have clarity on the 10-year rule for distributions from inherited retirement accounts. Our Bill Cass details the final regulations.

Bill Cass, CFP®, CPWA® |
New ways to avoid early withdrawal penalties from retirement accounts
Wealth Planning

New ways to avoid early withdrawal penalties from retirement accounts

The SECURE 2.0 Act introduced new ways to avoid a 10% early withdrawal penalty from retirement accounts. Our Bill Cass explains the implications for savers.

Bill Cass, CFP®, CPWA® |
Workplace to wealth: Transforming retirement through meaningful action
Retirement

Workplace to wealth: Transforming retirement through meaningful action

A strategic alignment within the workplace is an opportunity for financial advisors, employers and retirement savers seeking financial planning advice. See Kevin Murphy’s views on emerging trends in workplace savings.

Kevin Murphy |
A marriage may end but not Social Security benefits
Wealth Planning

A marriage may end but not Social Security benefits

If they meet certain requirements, a divorced individual can receive Social Security benefits similar to a married spouse. Our Bill Cass explains what couples need to know when getting a divorce.

Bill Cass, CFP®, CPWA® |
Planning moves to lessen the sting of the 3.8% surtax
Wealth Planning

Planning moves to lessen the sting of the 3.8% surtax

A rising number of US taxpayers are subject to an investment income surtax, introduced a decade ago in federal legislation. Here are some strategies that may help mitigate the impact of the tax.

Bill Cass, CFP®, CPWA® |
Six things to know about Social Security survivor benefits
Wealth Planning

Six things to know about Social Security survivor benefits

For married couples, it is important to understand the rules for claiming Social Security survivor benefits in order to plan ahead. Our Bill Cass discusses the details.

Bill Cass, CFP®, CPWA® |
Navigating the next normal in the retirement industry
Retirement

Navigating the next normal in the retirement industry

The needs of retirement plan sponsors and savers are changing, and advisors may want to consider a value proposition for the “next normal” in the shifting retirement landscape, according to Mike Dullaghan, Retirement Strategist at Franklin Templeton.

Mike Dullaghan |
Financial planning strategies for newlyweds
Wealth Planning

Financial planning strategies for newlyweds

Here are some financial planning considerations and steps newlyweds may want to take after the wedding. Our Bill Cass highlights some of the key areas.

Bill Cass, CFP®, CPWA® |
Beyond generic advice: How advisors can personalize investing
Retirement

Beyond generic advice: How advisors can personalize investing

Personalized messaging has a powerful impact. Our Kevin Murphy believes it is time for the financial services industry to deliver personalized solutions and advice.

Kevin Murphy |