Beyond Bulls & Bears

Tag: 401(k)

More SECURE 2.0 retirement enhancements kick in this year
Retirement

More SECURE 2.0 retirement enhancements kick in this year

In 2025, SECURE 2.0 introduces mandatory automatic enrollment in new retirement plans, increased catch-up limits for certain workers, and reduced participation requirements for long-term part-time workers. Our Mike Dullaghan highlights the details of the new provisions.

Mike Dullaghan |
SECURE 2.0: What’s new for 2025?
Wealth Planning

SECURE 2.0: What’s new for 2025?

In 2025, the SECURE 2.0 Act boosts retirement savings with new rules for higher catch-up contributions, auto-enrollment and expanding access to savings plans. Our Bill Cass shares the highlights.

Bill Cass, CFP®, CPWA® |
2025 Outlook: Uncovering retirement opportunities for advisors
Retirement

2025 Outlook: Uncovering retirement opportunities for advisors

The growth in US retirement assets offers potential opportunities for retirement plan advisors to likewise expand their business. Our Mike Dullaghan discusses growth opportunities in the retirement market and how to enhance client engagement.

Mike Dullaghan |
Modernizing retirement plans with alternative investments
Retirement

Modernizing retirement plans with alternative investments

Change is on the horizon for hard working Americans saving for their future, as 401(k) plans are now embracing private market investments. Savers may soon have access to opportunities previously reserved for institutional investors. Our Yaqub Ahmed and Kevin Murphy talk about the trends and opportunities.

Yaqub Ahmed |
Surviving disaster: Key considerations for moving ahead
Wealth Planning

Surviving disaster: Key considerations for moving ahead

Surviving a disaster involves securing safety, accessing help from agencies, and documenting damages for insurance claims. Our Bill Cass highlights numerous resources for financial relief, including accessing emergency funds, insurance and tax considerations.

Bill Cass, CFP®, CPWA® |
Age milestones can trigger financial planning actions
Wealth Planning

Age milestones can trigger financial planning actions

Many financial planning actions are linked to age milestones. Our Bill Cass highlights what key birthdays and other dates could mean for your financial plan.

Bill Cass, CFP®, CPWA® |
The pecking order of 401(k) plan design: A bird’s eye view
Retirement

The pecking order of 401(k) plan design: A bird’s eye view

Establishing the optimal workplace retirement plan follows a pecking order, which starts by prioritizing plan design over investments. Our Mike Dullaghan discusses the process.

Mike Dullaghan |
Maximizing 401(k) plans: How financial advisors can leverage the DOL’s target-date tips
Retirement

Maximizing 401(k) plans: How financial advisors can leverage the DOL’s target-date tips

The US Department of Labor (DOL) offers eight tips for advisors to use to review target-date funds. Our Mike Dullaghan illustrates how to use the DOL tips in preparation for plan review season.

Mike Dullaghan |
New ways to avoid early withdrawal penalties from retirement accounts
Wealth Planning

New ways to avoid early withdrawal penalties from retirement accounts

The SECURE 2.0 Act introduced new ways to avoid a 10% early withdrawal penalty from retirement accounts. Our Bill Cass explains the implications for savers.

Bill Cass, CFP®, CPWA® |
Workplace to wealth: Transforming retirement through meaningful action
Retirement

Workplace to wealth: Transforming retirement through meaningful action

A strategic alignment within the workplace is an opportunity for financial advisors, employers and retirement savers seeking financial planning advice. See Kevin Murphy’s views on emerging trends in workplace savings.

Kevin Murphy |
Navigating the next normal in the retirement industry
Retirement

Navigating the next normal in the retirement industry

The needs of retirement plan sponsors and savers are changing, and advisors may want to consider a value proposition for the “next normal” in the shifting retirement landscape, according to Mike Dullaghan, Retirement Strategist at Franklin Templeton.

Mike Dullaghan |