Beyond Bulls & Bears

Tag: retirement

Medicare open enrollment presents opportunity to change existing plans
Wealth Planning

Medicare open enrollment presents opportunity to change existing plans

Medicare open enrollment, held from October 15 to December 7, allows individuals to change or sign up for plans, and potentially save money and improve coverage. Our Bill Cass shares the key things you need to know.

Bill Cass, CFP®, CPWA® |
Age milestones can trigger financial planning actions
Wealth Planning

Age milestones can trigger financial planning actions

Many financial planning actions are linked to age milestones. Our Bill Cass highlights what key birthdays and other dates could mean for your financial plan.

Bill Cass, CFP®, CPWA® |
The pecking order of 401(k) plan design: A bird’s eye view
Retirement

The pecking order of 401(k) plan design: A bird’s eye view

Establishing the optimal workplace retirement plan follows a pecking order, which starts by prioritizing plan design over investments. Our Mike Dullaghan discusses the process.

Mike Dullaghan |
Maximizing 401(k) plans: How financial advisors can leverage the DOL’s target-date tips
Retirement

Maximizing 401(k) plans: How financial advisors can leverage the DOL’s target-date tips

The US Department of Labor (DOL) offers eight tips for advisors to use to review target-date funds. Our Mike Dullaghan illustrates how to use the DOL tips in preparation for plan review season.

Mike Dullaghan |
Final regulations deliver clarity on 10-year rule
Wealth Planning

Final regulations deliver clarity on 10-year rule

With a recent IRS announcement, heirs now have clarity on the 10-year rule for distributions from inherited retirement accounts. Our Bill Cass details the final regulations.

Bill Cass, CFP®, CPWA® |
New ways to avoid early withdrawal penalties from retirement accounts
Wealth Planning

New ways to avoid early withdrawal penalties from retirement accounts

The SECURE 2.0 Act introduced new ways to avoid a 10% early withdrawal penalty from retirement accounts. Our Bill Cass explains the implications for savers.

Bill Cass, CFP®, CPWA® |
Workplace to wealth: Transforming retirement through meaningful action
Retirement

Workplace to wealth: Transforming retirement through meaningful action

A strategic alignment within the workplace is an opportunity for financial advisors, employers and retirement savers seeking financial planning advice. See Kevin Murphy’s views on emerging trends in workplace savings.

Kevin Murphy |
Navigating the next normal in the retirement industry
Retirement

Navigating the next normal in the retirement industry

The needs of retirement plan sponsors and savers are changing, and advisors may want to consider a value proposition for the “next normal” in the shifting retirement landscape, according to Mike Dullaghan, Retirement Strategist at Franklin Templeton.

Mike Dullaghan |
Beyond generic advice: How advisors can personalize investing
Retirement

Beyond generic advice: How advisors can personalize investing

Personalized messaging has a powerful impact. Our Kevin Murphy believes it is time for the financial services industry to deliver personalized solutions and advice.

Kevin Murphy |
Getting personal: Mind the benefits gap
Retirement

Getting personal: Mind the benefits gap

Educating workers about workplace benefits is vital to employee retention, according to findings from Franklin Templeton’s 2024 “Voice of the American Workplace” survey. Our Jacque Reardon shares findings from the survey related to what employees want—and how employers can meet these needs to benefit both parties.

Jacquelyn Reardon |