Beyond Bulls & Bears

Don’t Forget About Your Other Retirement Plan
Education

Don’t Forget About Your Other Retirement Plan

As headlines revolve around the impact of the coronavirus and the costs of government spending packages to keep the economy afloat, the state of Social Security is one thing we can find at least some assurance in, says Gail Buckner, our personal retirement and financial planning strategist. She takes a look at the latest Social Security Trustees’ Report, released on April 22.

Social Security Giveth and Medicare Taketh Away
Education

Social Security Giveth and Medicare Taketh Away

Retirees got some good news from the US Social Security Administration, as it recently announced a 2.8% bump in benefits in 2019, the largest increase in seven years. Unfortunately, the good news also came with some bad news—higher Medicare premiums that could offset those gains. Gail Buckner, CFP, our personal retirement and financial planning strategist, takes a look at the situation.

Social Security: It’s Healthier Than You Might Think!
Education

Social Security: It’s Healthier Than You Might Think!

Each year, Social Security’s Trustees report to Congress on the financial status of the program. This typically generates a number of anxiety-provoking media headlines about if/when it will run out of money. Gail Buckner, CFP, our personal retirement and financial planning strategist, takes a look at the facts. She says Social Security is actually in pretty good shape overall.

Social Security Benefits Set to Increase, but Don’t Get Too Excited
Education

Social Security Benefits Set to Increase, but Don’t Get Too Excited

Gail Buckner, CFP®, offers some useful information about a 2018 Social Security benefits bump, and outlines a new Congressional bill that may change the benefits equation down the road.

Don’t Believe Everything You Hear about Social Security!
Education

Don’t Believe Everything You Hear about Social Security!

“Some people believe Social Security is going to disappear within a matter of years. That means retirees and those living on disability insurance will get nothing. As in nada, zippo, the big fat zero … How likely is this? Not. At. All.” - Gail Buckner, CFP®.

Despite Scary Headlines, No Big Changes to Social Security’s Outlook
Education

Despite Scary Headlines, No Big Changes to Social Security’s Outlook

Every year the Trustees of the US Social Security and Medicare trust funds provide their report on the current and projected financial status of these programs. Gail Buckner, CFP, our personal retirement and financial planning strategist, takes a look at this year’s scorecard from the Trustees. She says media headlines or political rhetoric suggesting Social Security is near death are greatly exaggerated.

Cracking the Code on Social Security Benefits
Education

Cracking the Code on Social Security Benefits

Gail Buckner, CFP, cracks the code on how Social Security benefits are calculated, and offers some strategies on how to maximize it.

Don’t Plan on Being Average
Education

Don’t Plan on Being Average

Even if you are years away from retirement, it’s never too soon to start thinking about how you’ll get there—and how much you’ll need when you are ...

Social Security Looks Pretty Good. But Medicare’s Another Story.
Education

Social Security Looks Pretty Good. But Medicare’s Another Story.

On an annual basis, the Trustees of the US Social Security and Medicare trust funds provide their report on the current and projected financial ...

Questions Linger about End of Two Social Security Claiming Strategies
Education

Questions Linger about End of Two Social Security Claiming Strategies

The Bipartisan Budget Act of 2015 did away with two Social Security claiming strategies known as “file and suspend” and “file and ...